GSFA offers a borrower benefits program that makes GSFA one of the most competitive lenders anywhere.

Stafford Loans

• .25% interest rate reduction for using auto-debit during repayment

PLUS Loans

• .25% interest rate reduction for using auto-debit during repayment

GRAD PLUS Loans

• .25% interest rate reduction for using auto debit during repayment

GSFA offers borrowers big savings; we also provide convenience and superior customer service. Our streamlined application and origination process makes it easy to get started. Then, by using this website or calling 1-800-505-4732, our borrowers have round-the-clock confidential access to their loan application status, disbursement dates and amounts, loan balance, and more, including the entrance-exit loan counseling required by colleges.

Another big plus: GSFA loans are guaranteed and disbursed by the Georgia Higher Education Assistance Corporation (GHEAC), the designated guarantor for the Federal Family Education Loan Program (FFELP) in Georgia. GHEAC and GSFA are affiliated entities; we even share the same building.

Finally, GSFA's primary mission is to provide loans and loan services to Georgia students. We take great pride in the fact that our efforts are focused on making higher education, and ultimately a better life, a reality for the citizens of our state.

We want your business! Please consider all the advantages of making GSFA your lender. Then, when you meet with your college's financial aid officer to discuss student loans, ask for us by name: We are the Georgia Student Finance Authority, and our Lender Code is 822573.